To read more about each candidate, download the 2008 Proxy Statement.

David R. Holley, MD
Chairman
Education:
University of California
   at San Francisco, MD 1966
University of California
   at San Francisco, BS 1963

Occupation:
Radiation Oncology,
   Monterey, California,
   1972 to Present
Michael D. Stephens
Education:
Furman University, MBA 1974
Columbia University, MHA 1970
Columbia College, AB 1966


Occupation:
President & CEO,
   Hoag Memorial Hospital Presbyterian,
   Newport Beach, California,
   1975 to 2005 (Retired)
William R. Vetter, MD
Secretary of the Board
Education:
Columbia University College
   of Physicians and Surgeons,
   MD 1964
Amherst College, BA 1960

Occupation:
Cardiologist,
   Sacramento, California,
   1971 to Present

Before starting, you will need your 6-digit policy number to register into the system. Your policy number can be found above your name on the envelope that contained your 2008 Annual Report & Proxy materials, or on any of your past billing statements.



Name:
Policy #:


NORCAL Mutual Insurance Company Solicited on Behalf of the Board of Directors

Harry B. Richardson, Jr., MD and Patricia A. Dailey, MD, or either of them, are hereby authorized to represent the undersigned and to vote as directed below at the Annual Meeting of Members of NORCAL Mutual Insurance Company to be held on June 7, 2008 or at any adjournment of the meeting:



(1) The Governance Committee of the Board of Directors nominated the following for election as Directors for the terms described in the Proxy Statement.

David R. Holley, MD

 FOR AGAINST ABSTAIN
Michael D. Stephens

 FOR AGAINST ABSTAIN
William R. Vetter, MD FOR AGAINST ABSTAIN

(2) Approval of the appointment of Ernst & Young LLP as independent auditors for year ending December 31, 2008.

FOR AGAINST ABSTAIN

By casting this proxy vote, I hereby authorize Harry B. Richardson Jr., MD and Patricia A. Dailey, MD to represent and to vote on my behalf as directed at the Annual Meeting of Members of NORCAL Mutual Insurance Company to be held on June 7, 2008, or at any adjournment of the meeting. I also authorize them to vote upon any other matters which might properly come before the meeting or at any adjournment of the meeting.